Pembroke & Cardigan Welsh Corgi - View Single Post

Michael Romanos · 05-10-2006, 07:32 PM

JUst gassing on about insurance again. I realise that in the USA insurance premiums are extremely high and I guess there must be all kinds of exclusions from policies. In NZ, insurance is still affordable by everyone. I have my cars insured with an excess level of $250 but it could be lower or nil with just a relatively little more premuim cost.
My wife and I have shares in insurance companies but we want to sell in the very near future because of the huge increase of uncertainty in the world from disasters, terrorism and wars.

Insurance companies here will basically pay out for anything and everything - irrespective if damage etc is caused by any kind of animal. Long may it last.

So if a Corgi or a cat runs rampant through my house, scratches or bites into furniture, toilets on carpets and mats, eats the parrots, uproots my garden and sinks their teeth into my car tires - they're all covered by insurance. Some insurance companies here have their roots in the USA, UK and Australia.

05-10-2006, 07:32 PM	#12 (permalink)
Michael Romanos Global Moderator Join Date: Oct 2005 Location: Silverstream (near Wellington, the capital of NZ) Posts: 5,185	JUst gassing on about insurance again. I realise that in the USA insurance premiums are extremely high and I guess there must be all kinds of exclusions from policies. In NZ, insurance is still affordable by everyone. I have my cars insured with an excess level of $250 but it could be lower or nil with just a relatively little more premuim cost. My wife and I have shares in insurance companies but we want to sell in the very near future because of the huge increase of uncertainty in the world from disasters, terrorism and wars. Insurance companies here will basically pay out for anything and everything - irrespective if damage etc is caused by any kind of animal. Long may it last. So if a Corgi or a cat runs rampant through my house, scratches or bites into furniture, toilets on carpets and mats, eats the parrots, uproots my garden and sinks their teeth into my car tires - they're all covered by insurance. Some insurance companies here have their roots in the USA, UK and Australia. Last edited by Michael Romanos; 05-10-2006 at 08:03 PM.