Quote:
Originally Posted by Michael Romanos
I am insured up to the hilt and my combined insurances ( two cars, house contents, property) amount to $1600 annually - and I pay on receipt of annual bills which fall due at different times of the year. Medical insurance is not necessary in NZ because there is still very strong Government (public) medical services available to all. But of course we do have private medical providers. WE don't need insurance cover in NZ for things like dog bites because we have another Government scheme for all which provides for free medical expenses due to accidents - and dog bites come under the umbrella of accidents. I currently have a sore knee (when I run) from past ligament and cartliage damage ( thanks to my rugby days) and the Government will take care of any medical expenses including GP and Specialists and physio visits, x-rays and any hospitalisation and operation and loss of income ( up to a max).
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Wow! Very different. It sounds great. Even some loss of income coverage.
If I add in my car insurance I pay about the same as you do. But about another $180 for medical insurance which does not cover a whole lot. The woman who was bit must have some medical insurance working for the post office here. I wish I knew what the claim was to my insurance company. It could be her insurance company looking for mine to pay for their loss.
And now I may have to pay another $600 or $800 a year and not be covered for another dog bite.